Terms & Conditions – Quikka Mobile App

Effective Date: May 28, 2025

Thank you for choosing Quikka. These Terms & Conditions ("Terms") govern your access to and use of the Quikka mobile application ("App"), which is provided by Sciometa Oy ("we", "us", or "our"). By downloading or using the App, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

1. License to Use the App

You are granted a personal, non-exclusive, and non-transferable right to use the Quikka App in accordance with these Terms. You may not copy, modify, distribute, or use the App for commercial purposes without written permission.

2. User Responsibilities

As a user, you agree to:

Provide truthful and up-to-date information
Refrain from using the App for illegal or harmful purposes
Keep your account information and login credentials secure

3. Payments

The App may be used to make payments at participating partner stores. Payments are securely processed by Stripe, which is PCI-DSS compliant. Full card details are never stored on our servers.

🔒 Payment Security

We use industry-leading security measures to protect your payment information. All transactions are processed through Stripe's secure infrastructure, ensuring your financial data remains safe.

4. Personal Data & Privacy

The processing of personal data is outlined in our separate Privacy Notice. By using the App, you agree to the processing of your data in accordance with that notice.

5. Availability & Disclaimer

The service is provided "as is." We do not guarantee uninterrupted availability, error-free functionality, or completeness. We are not liable for direct or indirect damages resulting from the use or unavailability of the App, except where required by mandatory law.

6. Intellectual Property Rights

All rights related to the App (e.g., logo, code, content) belong to Sciometa Oy or its licensors. You may not use any of these materials without express permission.

7. Termination

These Terms remain in effect until terminated. You may stop using the App at any time. We reserve the right to suspend or terminate your access to the App without prior notice if you violate these Terms.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of Finland. Any disputes will first be resolved through negotiations. If no agreement is reached, the matter will be settled in the District Court of Helsinki.

⚖️ Finnish Law

As a Finnish company, Sciometa Oy operates under Finnish jurisdiction. This ensures compliance with EU regulations and provides clear legal framework for dispute resolution.

9. Amendments to the Terms

We may update these Terms. Significant changes will be communicated via the App or email. By continuing to use the App after changes, you agree to the updated Terms.

📧 Contact Information

Sciometa Oy
Lönnrotinkatu
📧 soki@sciometa.com

For questions about these Terms & Conditions or any legal matters, please contact us at the above email address.